EMI Calculator

Monthly EMI, total interest, and a year-by-year breakdown for home, car, or personal loans.

Loan amount (₹)

Interest rate (per year) 9%

Loan tenure (years) 20

Monthly EMI

—

Total interest: —
Total payment: —

Loan balance by year
End of year	Balance left

Uses the standard reducing-balance EMI formula. Your bank’s EMI can differ slightly because of processing fees, insurance, or how interest is calculated. Confirm with your lender.